Banco Truist Near Me (2024)

FAQs

What is the Truist $400 promo code? ›

Truist Checking Bonus: Earn a $400 Bonus

Earn a $400 bonus when you open a new Truist One Checking account using promo code TRUIST400DC24 by October 30, 2024, receive at least one qualifying direct deposit of $500 or more and complete at least 15 qualifying debit card purchases within 90 days of account opening..

Contact us right away at 844-4TRUIST (844-487-8478) if you think you're a victim of fraud or think you've received fraudulent contact from Truist. Remember, we'll never ask you to provide, update, or verify your personal or account information over email, text, or social media.

The $100 Negative Balance Buffer is only available with Truist One Checking and allows eligible clients to overdraw their account up to $100. All eligibility requirements below must be met to initially qualify for the $100 Negative Balance Buffer: Account must be opened for a minimum of 35 calendar days.

Maintain a minimum daily ledger balance of $300 ^2, or more OR. Schedule a preauthorized internal transfer of $25 or more per statement cycle OR.

Truist Bank One Checking - $300

Receive a qualifying direct deposit of $500 or more within the first 90 days: Qualifying direct deposits include payroll checks and government benefits payments. Make 15 debit card purchases within the first 90 days: Those transactions must to be posted to your account within 90 days.

$3 per transaction ¹² at non-Truist ATMs in the U.S. $5 per transaction ¹² at non-Truist ATMs outside the U.S.

You don't need a certain credit score to open a Truist checking, savings or money market account, as there is no credit score requirement. Truist does not require a credit score for these accounts because they are deposit accounts, not loans or lines of credit.

Do you qualify for a Truist personal loan? Truist Bank doesn't publicly disclose many of its personal loan requirements, but it accepts borrowers with excellent credit (720 credit score or higher). Here's what you need to apply: Personal and contact information, including a U.S.-based cell phone number.

The Credit Line Amount may be less based on your Truist Associated Checking Account history with a $50 minimum Credit Line Amount. Qualified Deposit(s) means any type of deposit of at least $100 or more made to your Truist Associated Checking Account within one (1) of the prior two (2) statement cycles.

How much will Truist let you overdraft? ›

Overdraft Services

account up to $100. There is no decision required as this feature is automatically available when a client qualifies. For accounts that qualify for the $100 Negative Balance Buffer and also have Overdraft Protection, Truist will use the $100 Negative Balance Buffer first.

Fees will vary depending on where you live, so you'll have to contact the nearest bank. Truist Bank: Truist will cash any Truist checks. There's no fee if the value of the check is less than $50. If it's greater than $50, you'll pay $8.

You and your partners will continue to receive FIN messages with the Truist primary BIC: BRBTUS33. definitions for service fees.

You will receive a 10% Loyalty Cash Bonus added to your cash redemption amount when you electronically deposit your Cash Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account.

checking account. You must move cash yourself when you want or need it. To do so, simply sign in to online or mobile banking and request the advance for the desired amount into your Truist Associated Checking Account.